VAIYAGAM FINANCE LIMITED Apply for Loans Online up to Rs 25 Lakh At Low Interest Rates

Menu

Welcome to Vaiyagam Finance Limited

Vaiyagam Finance Limited, is a Public limited Finance company and it was established in 27th September 2018.The company is Registered under the Companies Act 2013, functioning under the rule 18 of the Companies (Incorporation) Rules, 2014] – Regulated by Ministry of Corporate Affairs (MCA) – Government of India. Vaiyagam Finance Limited started by a group of professionals from diverse areas in financial industry.

The promoters are ably supported by a dynamic group of young professionals working in Vaiyagam Finance Limited and a solid group of shareholders, who come from diverse business and professional backgrounds

Vaiyagam Finance Limited originated from deep understanding of customer requirements from decades of professional experience of the promoters and an urge to provide innovative and modern products to meet those customer requirements with unparalleled service standards in the industry. With this aim in mind, we have ensured that even the first-time customers of Vaiyagam Finance Limited shall find the transactions to be secured and easy, while availing the best rates in the industry.

Check Your Loan Eligibility

OUR LOAN SERVICES

We deals in different types of loans.

Home Loan

All your home loan requirements, Our Home Loans are quick and easy and are available at an attractive interest rate…

Business Loan

One of the most trusted NBFC in India, Vaiyagam Finance offers customised Business Loans that are affordable…

Personal Loan

Vaiyagam Finance Limited offers you a suite of financial services to help you reach closer to your goals…

Product Features

Product Features for Personal Loan:

  • Get Loans ranging from INR 5,000 to INR 1,00,000
  • 100% online loan process - Only PAN, Aadhar & Bank Statement required
  • Disbursal within 24 hours
  • Minimum APR (Annual Percentage Rate) is 14.5% and the maximum APR (Annual Percentage rate) is 28.5%
  • Minimum Tenure is 3 months & maximum Tenure is 36 months
  • Processing Fee is 2.5% - 4 %
  • Get a higher loan on successful repayment
  • The annual interest rates and processing fee will vary as per the risk profile of the customers and the selected tenure.

Example:

  • Loan Amount: ₹20,000
  • Tenure:180 Days (6 Months)
  • Interest Charged: ₹ 1,426 (24% Per Annum)
  • Processing Fee: 590 (2.5% Of Loan Amount- 500 + GST @18%= 90) Amount Disbursed- 19,410
  • EMI Amount: ₹ 3,571
  • Loan amount is ₹ 20,000. Disbursed amount is ₹ 19,410. Total loan repayment amount is ₹ 21,426.

Personal Loan - Eligibility

The personal loan eligibility criteria for salaried employee is as follows.

Eligibility Criteria

  • Age : for salaried person : 21 years to 60 years & for Self-Employed : 22 years to 55 years
  • Age : for salaried person : 21 years to 60 years & for Self-Employed : 22 years to 55 years
  • Minimum Loan Amount :for salaried person-Rs.100000 & for Self-Employed : Rs.100000
  • Maximum Loan Amount :for salaried person Rs.20 lakh & for Self-Employed :Rs.15 lakh

Documentes Needs

  • Proof of Identity for Salaried Individuals Passport, Voter’s ID, Driving License or PAN Card and for Self Employed Passport, Voter’s ID, Driving License or PAN Card
  • Proof of Residence for Salaried Individuals Passport or utility bills and for Self Employed Passport or utility bills
  • Proof of Income for Salaried Individuals Bank statement of salary account for the past two years for Self Employed Audited financial statement of the past two years

EMI CALCULATOR

Equated Monthly Installment (EMI):

0 INR

Total Interest Payable:

0 INR

Total of Payments (Principal + Interest):

0 INR

  • Grievance Redressal

    At Vaiyagam Finance Limited, we strictly adhere to RBI directives and have established a robust Grievance Redressal Cell to address all concerns promptly. We are committed to responsible lending, ensuring that our loan offerings are convenient to repay. Our recovery methods are ethical, and we never resort to coercive tactics. If you have any complaints, we take them seriously and strive to resolve all issues within 5 working days.

    We are proudly registered as Vaiyagam Finance Limited., a Non-Banking Financial Company (NBFC) recognized and approved by the Reserve Bank of India (RBI). Our Corporate Identity Number (CIN): U65929TZ2019PLC032772.